22162 commercial law/ insurance/ Payment of damage Commerical law commercial code volume 4 insurance Federal supreme court of Ethiopia cassation decisions መድን ሰጭ የካሣን ክፍያ በተመለከተ በመድን ውሉ ላይ ከተመለከተው በላይ ሊጠየቅ ስላለመቻሉ Cassation 22162